DAN membership includes automatic enrollment in DAN TravelAssist®. Benefits are available for both diving and non-diving emergencies, with a combined benefit limit up to $150,000 ($100,000 for residents of MN and NY) for Emergency Medical Transportation and Travel Assistance Benefits.
What does DAN stand for diving?
Divers Alert Network
The Divers Alert Network (DAN) is the diving industry’s largest association dedicated to scuba diving safety. Serving scuba divers for more than 30 years, DAN provides emergency assistance, medical information resources, educational opportunities and more.
What questions are asked in an examination under oath?
During your examination under oath, you’ll be asked questions about when you first found out about the loss, who you contacted, what your financial condition was, the value of the items you claim are lost or destroyed, and any support that you have for these items.
What EUO means?
Examination under Oath
Examination under Oath (EUO) — an important tool to allow an insurer to cross-examine the proofs of loss to avoid potential fraud. Its purpose is to enable the insurer to obtain the information necessary to process the claim.
What is diving insurance?
What Is Dive Insurance? Dive insurance protects you against the unpredictable expenses of a potential scuba diving accident. In general, dive insurance will cover the cost of any medical treatments, hyperbaric therapy, or emergency evacuation you may need.
How does Dan insurance work?
DAN Membership & Insurance. DAN World Membership covers the cost of an Emergency Medical Evacuation and provides a range of other Travel Assistance benefits. It does not cover any associated treatment costs. DAN World Membership also includes a range of other benefits.
What does SPG mean diving?
SPG (Submersible Pressure Gauge): This is one you’ll want to keep your eye on while you’re underwater! Although the SPG is the device that indicates how much air is left in your tank, we use the term interchangeably to mean the whole console that contains your air gauge, depth gauge and sometimes a compass.
Is a recorded statement under oath?
A recorded statement is where the insurance adjuster will have you answer a series of questions, often over the phone, that are recorded. There is no oath taken, and although the call can be transcribed, there is no court reporter there as there is with an EUO. An EUO is much like a deposition in litigation.
What happens after a EUO?
After the EUO, the questions and answers will be typed and bound in the form of a transcript, which you will have the opportunity to review and correct any errors before signing and returning to the insurance company.
Can you object in an EUO?
Like a deposition, the statements you make under oath at an EUO are admissible in a court of law. You do, however, have the right to have an property damage attorney present but the policyholder’s property damage attorney may not ask questions and may not raise objections.
Is diving insurance required?
If you are a professional diver, you have the mandatory obligation to get dive insurance. It usually differs on the extent of coverage but also comes in a higher premium payment. You can also get a short term insurance which is designed for a short-stay vacation.
Why do you need dive insurance?
Scuba diving insurance protects divers from paying medical bills for life threatening injuries that may not be normally covered under health or travel insurance policies. As a general rule, the deeper you dive, the better the chance that insurance won’t cover the dive.
